| Value | Category |
|---|---|
| 1 | Loan from family / friends |
| 2 | Gift from family / friends |
| 3 | Sale of assets owned |
| 4 | Proceeds from non-farm business |
| 5 | Proceeds from farm/agricultural business |
| 6 | Own savings |
| 7 | Loan from saccos |
| 8 | Non-agricultural credit |
| 9 | Bank or other institution |
| 10 | Loan from money lender |
| 11 | Inherited |
| 12 | Other (specify) |
| 13 | No start-up costs |